• Funds transferred to the SKY account between 12 AM and 7:30 AM will reflect only after 7:30 AM.
• The time taken for the funds to get transferred to the SKY account depends on the method of transfer. They are as follows:
  
  

  Method	Time taken	Charges
  UPI	Instant	Free
  Net Banking	2 hours	Depends on bank fee per transaction

 

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• Fund transfers only from the linked bank accounts will be accepted. More than one bank account can be linked to the SKY account. Click here to know How to add multiple bank accounts?
• A maximum of ₹100 crore can be added through internet banking using the payment gateway and ₹2 lakhs using UPI in a single transaction. To transfer more than ₹1 crore using internet banking, make multiple transfers. However, this will differ based on the bank and the limit prescribed by them.
• The minimum amount that can be transferred using internet banking is ₹20, and UPI is ₹20.