Getting Started - Account Opening

Getting Started - Account Opening

How to Open a HDFC SKY Account?

Step 1: Download the app

You can download the HDFC Sky app from iOS Appstore or Google PlayStore. Simply go to the respective store, search for ‘HDFC SKY’, and start the download.

Note: You can also perform your SKY KYC on the web at hdfcsky.com. You can also begin the application process through a referral link.

Step 2: Registration

  1. Open the app and fill your mobile no.
  2. Now click on "Open my Demat Account".
  3. Now Enter your email ID.
  4. An OTP will thereafter be sent to that email ID.

3. Verify your email ID by entering the OTP.
4. Now Verify your phone no. by entering the OTP sent to your Phone no. then, 
4. In case you are signing up based on a referral, you can also enter an optional referral code at this point. If you have used a referral link for downloading, then the referral code will be shown here already – you can edit it at this stage. (Note - Referral can be used only on web.
5. Once you are done, click on ‘NEXT’.

Step 3: Complete Your KYC Journey

At this point, your KYC (Know Your Customer) process begins. It is mandatory to verify your KYC for trading in equities. Here are the ways in which you can complete your KYC –



  1. If your Aadhaar is linked to your PAN and mobile number, then only proceed as, we do not allow to open account with us neither online nor offline.

2. On the next page, confirm your consent to allow Digio to fetch your personal details (like name, Aadhaar number and date of birth) from Digilocker and transfer it to HDFC Sky. Just check the box below and click on ‘Authenticate Aadhaar’.

3. For Aadhaar authentication, enter your Aadhaar number and perform the CAPTCHA authentication (i.e. entering the text in the image).  

4. Enter the OTP sent to your registered mobile number from UIDAI – this OTP will be valid for 10 minutes only.

5. Once the OTP is confirmed, enter your 6-digit Digilocker security PIN. In case you forgot your security PIN, just click on ‘Forgot Security PIN?’. Enter your date of birth and you will be allowed to reset your PIN.

6.Confirm your consent to let Digiotech fetch your documents from Digilocker by clicking on ‘Allow".

7. Your PAN and Aadhaar data will have now been submitted and you will be redirected to finish the rest of your account opening process.

 In case of the following cases –

  1. You entered the wrong Aadhaar number
  2. Your mobile number is not linked with AADHAAR 
  3. You have denied permission to Digilocker to fetch your details.

you can not open account with us neither offline nor online.


Step 4: Take Your Selfie.

Place your face within the circle and click the camera icon to take the selfie.



Step 5: Add nominee

1. Add your nominee at this stage as you will not be allowed to add it later
2. Enter their details like their PAN, Name, DOB, email, mobile no. etc

Step 6: Add Personal Details

1. Enter your personal details like occupation, Yearly Income, marital status etc

Step 7: Automatically fetch your Bank Account Details via UPI

In order to get your bank account details via UPI, follow the below steps:



7.1. Select desired UPI. If in case you do not want to use UPI then manually enter your bank account number and confirm it. Then enter the IFSC Code of your account or  

7.2. If you cannot remember your IFSC Code, you choose the IFSC Code from a dropdown that opens when you start typing out your IFSC Code.

Step 8: Activate Derivatives

Once you complete your signature, you will be redirected to derivatives activation step, which is optional. You will be redirected to the screen for automatic fetching of bank account statement or the screen for manual document upload, depending on the bank account you entered.


If you do not activate derivatives at this point you can still activate it later. 

If want to activate your derivatives segment later, then follow the steps mentioned here:

  1. Go to the ‘Account’ Section after logging in
  2. Now click on your initials in the top right corner to view your profile
  3. Now click on "Profile Settings" then click on "Activate New Segments"

Step 9: Enter your signature

Finally, you will have to upload a signature. There are 3 ways to do so –



  1. Enter your digital signature afresh by signing within a dotted rectangle on the phone screen. If you think the signature is not good enough, you can do it again by clicking on ‘Do it again’.
  2. Click a picture of your signature on a white paper and upload it.
  3. Upload an existing scanned copy or picture from the gallery on your device by clicking on “Upload from gallery”. File types accepted include .jpg, .jpeg & .png files of maximum 5 MB size.
Once you are done with the signature, you also have to put ticks on the checklist that confirms that you are not a politically exposed person and that you are a resident of India.

Step 10: Esign for KRA

At this stage, verify at the Digio again

Voila, Your account will be reviewed and opened within next 3 working days.

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