Portfolio

Portfolio

The purpose of this section is to give you a clear idea about your portfolio at any given point of time, so that you can track and assess the performance of your portfolio, compare it to other portfolios and tweak it whenever needed.

Home Page

When you open the Home page, you can easily spot the overall details of your portfolio on a Net Worth card on the Home page itself, right below the Search Bar.
Now if you click this box or if you click directly on the ‘Portfolio’ section at the bottom of the page, you will be taken to the Portfolio page.

When you click the Portfolio section of the app, Your portfolio will thus be divided into the following sections –

  1. Indian Stocks
  2. MTF Holdings
  3. Mutual Funds
  4. US Stocks
Once you click on any of the above section a new page will appear where in, the details of the scrips will be shown like
Current Investment value, Invested amount, Today's Gain/loss, Total Gain/loss, absolute and percentage gain/loss
Sort by functionality

Delivery of the stock

After January 26, 2023, all stocks you buy will be delivered on T+1 day. T refers to the day you make the trade and +1 refers to one more working day. That means if you buy the stock today, it will be delivered to your demat account tomorrow. If you buy stock on Friday, it will be delivered on Monday.

Selling of Stock using eDIS

In case DDPI is not active, The eDIS is used.
Follow the below steps - 
  1. Go to Portfolio, then Holdings.
  2. For all the users whose DDPI is not active, will find a CTA "Authorize on CDSL before selling".
  3. Post authorization you can sell the shares which are there in holdings.

TPIN Generation 

Follow the below steps to generate a new TPIN.



  1. Go to Portfolio section on the App.
  2. Click on "Authorize on CDSL before selling".
  3. Then, Click on "Request new TPIN & Proceed to CDSL".
  4. You will be redirected to CDSL website.
  5. Click on the option to generate TPIN.
  6. You will need to enter BO ID and PAN details.
  7. You can find your BO ID in Profile (Also called as DP ID).
  8. Once you enter BO ID & PAN and then OTP, your TPIN will be sent to your registered mobile number and email ID.
  9. Please make a note of your TPIN so that you can reuse it later.

DDPI

To activate DDPI follow the given steps:

Step 1: Open HDFC SKY app, Tap on the portfolio button present in bottom tab of the as show below 


Step 2: In the middle of the screen you will see the option of Unlock DDPI and trade stocks with ease, click Enable Now, a new window will appear as shown below:



Step 3: Tap on 'Authorise Now', separate window will appear asking to complete digital esign, enter Adhaar no and OTP. And thus, in just 3 easy steps DDPI will be activated.

MTF

Margin trading facility is available on the stocks which are assigned by Exchange. You can check list here

  • In the mobile app, when you login, go to search bar and search for stock which you want MTF.
  • Clicking on the stock you will get redirected to its details page and then you have to click on BUY button. A new screen will open where you will get option to place trade in MTF as shown in below reference image.

  • Once you select MTF order type also observe margin value at the bottom of the screen, further you have to click on Review
    Buy Order Screen.

Once you click on Review Buy Order, you will be redirected to CDSL Page for Pledging your stock


Please note, failing to pledge your stocks will invalidate your MTF positions!

  • Once you have placed the order you can track the order status in Orders Section.
  • The placed MTF orders will appear in your Portfolio’s Position section on T (Trade)day.
  • Incase, authorisation ( pledging ) is pending, on Positions, you will see a green badge asking for Authorization.

  • Clicking on green badge, on next screen select the quantity you want to pledge and click on “Authorise on CDSL” button.

On clicking ' Authorise on CDSL '

You will be re-directed to CDSL, where you can enter OTP and authorise the trades.

Failing to do so by 9 PM on T-day, will lead to auto-square off at 1:30 PM on next day.

On T+1 day, the positions will reflect in MTF Positions tab in Portfolio as shown below


You will be sent reminders to pledge your pending MTF trades on T-day, but incase you miss it, on T+1, to safeguard your trades, you only have the option to 'Convert To Delivery'

You can do this anytime before 1:30 PM ( provided you have enough margin ), to avoid auto-square off of the position.

Conversion from MTF to Delivery

You can convert your existing MTF positions to delivery as well, via the same way as shown below ->


  • Click on the position you want to convert

  • Click on Convert
  • ( Here you will be able to see other details as well, such as transaction day, days to square off, margin multiplier and so on )

Here, you can select the quantity and convert accordingly.

Once done, it will appear in your Holdings on T+1 day.

Please note, you will be able to hold your MTF Positions for T+275 days. Post which, your positions will be auto-squared off.

Any corporate actions, or scrip being suddenly declared in-eligible for MTF, will also lead to auto-square off.

MTF Charges:

As mentioned above, it is at a minimal rate of 15% per annum only. Pledging of MTF trades is ₹20 per scrip.

Margin Pledge

1. Open your HDFC SKY Portfolio section and in Holdings, click on stock which you want to pledge.


2. Once you click on the stock, you will see an E-Pledge Holding button, you need to click on that to proceed further.


3. Once you click on E-Pledge Holding button, on the next screen, you have to enter quantity of stock to pledge.


Note: You can only pledge number of quantity which you hold.

4. After entering quantity of stock to pledge, click on Verify using OTP button and it will take you to CDSL page, where you have to enter OTP which you will received on your linked mobile number.

5. CDSL will verify your OTP and your pledge request will be placed. You can check status of this in your orders section.

You will see your allotted margin in your Funds section.

Note:

In HDFC SKY once the margin is allotted, you can trade in following sections:

· Options Buying

· Options Selling

· Futures

· MTF trades.

How to Un-Pledged Stocks in HDFC SKY?

Note - You can sell your shares directly from the order pad without even unpledging the same.

You can only un-pledge your stocks if the positions taken from the pledged margin is Closed or not active.

To un-pledge your stocks, follow the steps mentioned below:

1. Go to Portfolio Section, you will see a blue icon in front of stocks which you have pledged.


2. Clicking on the stock will open a bottom screen where you will see Un-Pledge Holding button and you need to click on this button.


3. A new screen will get open which will ask you to enter quantity of stock to un-pledge.

4. Clicking on Un-pledge button will redirect you to CDSL website and ask for OTP to enter.

5. CDSL will verify your OTP and your un-pledge request will be placed. You can check status of this in your orders section.

Note: You cannot unpledged stocks if trade taken from pledged margin is in negative or you have suffered losses.

Charges applicable on Pledging and Un-pledging Stocks:

HDFC SKY charge Rs. 20 per stock for pledging and Rs.20 per stock for un-pledging. This charge is for request and not for quantity.

Digging down more, consider below two examples:

1. You have 10 shares of YESBANK, 20 shares of TCS, here when you place request for pledge 5 shares of YESBANK and 20 shares of TCS, you will charge for two stocks as (20*2) Rs. 40 in total.

2. Now you have already placed pledge request for 5 shares of YESBANK but you have to again pledge remaining 5 shares of YESBANK so you will be again charged Rs. 20 for this.

3. On the same day, you are un-pledging 5 shares of YESBANK which you have already pledged, you will again charge Rs.20 for un-pledge request.

Negative Balance:

In HDFC SKY, when your fund balance goes negative, you will be charged some amount. Let’s understand it in better way by referring below mentioned example:

By pledging stocks, you have got Rs. 10,000 margin. Now you have took some trade and suffered losses and your margin has become negative as – Rs.20,000 and your SKY fund balance is zero. Here SKY will daily charge you 0.0048% + GST.

To avoid this don’t keep your fund balance negative.


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